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Exam pattern

RBI Grade B 2025 Eligibility

RBI Grade B – Eligibility Criteria 2025

Candidates preparing for the RBI Grade B 2025 exam must adhere to updated eligibility criteria as specified in the latest notification. Below is a comprehensive summary of the nationality, age limits, educational qualifications, and attempts allowed according to the RBI Grade B 2025 guidelines.

Nationality Criteria for RBI Grade B 2025

  • The candidate must be a citizen of India,
  • or a subject of Nepal or Bhutan,
  • or a Tibetan refugee who came to India before 1 January 1962 with the intention of permanent settlement,
  • or a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, or East African countries (Kenya, Uganda, Tanzania, Zambia, Malawi, Zaire, Ethiopia, Vietnam) intending to permanently settle in India.

Age Limits for RBI Grade B 2025

  • Minimum age: 21 years
  • Maximum age: 30 years as of the date specified in the notification

Age Relaxation: Candidates belonging to reserved categories are eligible for relaxation in the upper age limit as per RBI rules:

Category Age Relaxation
SC/ST 5 years
OBC 3 years
Persons with Benchmark Disabilities (PwBD) 10 years
PwBD + OBC 13 years
PwBD + SC/ST 15 years
M.Phil. holders Upper age limit extended to 32 years
Ph.D. holders Upper age limit extended to 34 years

Educational Qualifications for RBI Grade B 2025

The educational requirements differ based on the streams candidates apply for: General, DEPR, or DSIM.

Post Minimum Qualifications
RBI Grade B Officer (General) A minimum of 60% marks (50% for SC/ST/PwBD) in aggregate of all semesters/years of Bachelor's degree as well as in 10th and 12th Standard examinations. Post-Graduation with minimum 55% marks (pass marks for SC/ST/PwBD) is also acceptable.
RBI Grade B Officer (Department of Economic and Policy Research - DEPR) A Master’s Degree in Economics or Finance with a minimum of 55% marks from a recognized Indian or Foreign University.
RBI Grade B Officer (Department of Statistics and Information Management - DSIM) A Master’s Degree in Statistics or Mathematical Statistics or Mathematics with a minimum of 55% marks.

Number of Attempts

For candidates in the General category, the maximum number of attempts allowed for the RBI Grade B exam is 6. There is no restriction on the number of attempts for candidates belonging to SC/ST/OBC/PwBD categories, as long as they meet the upper age limits and other eligibility criteria.

To get full details on the RBI Grade B eligibility criteria and related information, visit the linked article below.

Related Articles You May Find Useful:

RBI Grade B Eligibility RBI Grade B Mains Syllabus RBI Grade B Important Dates RBI Grade B 2025 Notification
RBI Grade B Prelim Syllabus RBI Grade B Job Description RBI Grade B Pay Scale RBI as Employer
RBI Grade B 2025 Exam Pattern

RBI Grade B Exam Pattern 2025

Understanding the exam pattern is the first essential step towards a successful preparation for the RBI Grade B 2025 examination. The recruitment process consists of two written examination phases followed by a final interview phase. Below is a detailed overview of the latest RBI Grade B exam pattern for all three stages:

  • Phase I Examination
  • Phase II Examination
  • Interview

The RBI Grade B exam is regarded as one of the most challenging banking exams in India. Aspirants often find overlaps with the IAS exam pattern and syllabus, which can be useful for preparation.

Phase I Examination

The Phase I exam is an objective type test designed as a screening round. The table below summarizes the structure of the Phase I exam for RBI Grade B 2025:

S No. Section No. of Questions Maximum Marks Duration
1. General Awareness 80 200

Composite time of 120 minutes (2 hours).

Suggested time allocation:
English: 25 minutes
Quantitative Aptitude: 25 minutes
Reasoning: 45 minutes
General Awareness: 25 minutes

2. Quantitative Aptitude 30
3. English Language 80
4. Reasoning 60

Note: There is a negative marking of 1/4th marks for each wrong answer.

Phase II Examination

The Phase II exam comprises three papers with a combination of objective and descriptive questions, which test candidates’ knowledge in specialized topics and writing skills. The phase II exam is conducted in computer-based mode where descriptive answers are typed using the keyboard. The updated exam pattern is as follows:

Name of the Paper Type of Paper Duration (in minutes) Maximum Marks
Paper I: Economic & Social Issues 50% Objective Type
50% Descriptive (answers typed on keyboard)
Objective: 30 min
Descriptive: 90 min
Total 120 min
Objective: 50 marks
Descriptive: 50 marks
Total 100 marks
Paper II: English (Writing Skills) Descriptive (typed on keyboard) 90 minutes 100 marks
Paper III: Finance & Management 50% Objective Type
50% Descriptive (answers typed on keyboard)
Objective: 30 min
Descriptive: 90 min
Total 120 min
Objective: 50 marks
Descriptive: 50 marks
Total 100 marks

For Paper I and Paper III, the objective section includes 30 questions carrying either 1 or 2 marks each. The descriptive portion has 6 questions, out of which candidates must answer any 4: 2 questions carry 15 marks each (higher difficulty), and 2 questions carry 10 marks each. If more than 4 questions are answered, only the first 4 responses will be evaluated.

Important: Except for the English papers, all question papers in both phases are bilingual (Hindi and English).

The board reserves the right to modify exam dates and timings at its discretion.

Application Fees for RBI Grade B 2025

The application fee for the RBI Grade B 2025 exam is:

  • General/EWS/OBC category: Rs. 850/- plus applicable GST.
  • SC/ST/PwBD category candidates pay Rs. 100/- plus applicable GST.

Admit Card for RBI Grade B 2025

The admit card will be released separately for Phase I and Phase II exams. Candidates who qualify Phase I will be eligible to download the Phase II admit card.

Related Articles You May Find Useful:

RBI Grade B Eligibility RBI Grade B Mains Syllabus RBI Grade B Important Dates RBI Grade B 2025 Notification
RBI Grade B Prelim Syllabus RBI Grade B Job Description RBI Grade B Pay Scale RBI as Employer
RBI Grade B 2025 Mains Syllabus

RBI Grade B Mains Syllabus (Phase - II) 2025

Paper-I - Economic and Social Issues

  • Growth and Development – Measurement of growth: National Income and per capita income
  • Poverty Alleviation and Employment Generation in India
  • Sustainable Development and Environmental Issues
  • Economic Reforms in India – Industrial and Labour Policy – Monetary and Fiscal Policy
  • Privatization and Role of Economic Planning
  • Globalization and Opening up of the Indian Economy
  • Balance of Payments, Export-Import Policy
  • International Economic Institutions – IMF, World Bank, WTO, Regional Economic Co-operation
  • Social Structure in India – Multiculturalism – Demographic Trends – Urbanization and Migration – Gender Issues – Social Justice: Positive Discrimination for the underprivileged
  • Social Movements
  • Indian Political System
  • Human Development – Social Sectors in India: Health and Education

Paper-II - English (Writing Skills)

This paper is designed to assess candidates' writing skills including expression, coherence, and understanding of topics. It includes descriptive writing tasks to be typed using the keyboard.

Paper-III - Finance and Management

(I) Finance

(a) Financial System

  1. Regulators of Banks and Financial Institutions
  2. Reserve Bank of India – functions, conduct of monetary policy, Banking System in India
  3. Financial Institutions – SIDBI, EXIM, NABARD, NHB, etc.

(b) Financial Markets

Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, and recent developments.

(c) General Topics

  1. Risk Management in Banking Sector
  2. Basics of Derivatives: Forward, Futures, and Swaps
  3. Changing Landscape of Banking Sector
  4. Recent Developments in the Financial Sector, Portfolio Investment, Public Sector Reforms, Disinvestments
  5. Financial Inclusion and the use of Technology
  6. Alternate Sources of Finance, Private and Social Cost-Benefit, Public-Private Partnership (PPP)
  7. Corporate Governance in Banking Sector; Role of E-Governance in addressing corruption and inefficiency in the Government Sector
  8. The Union Budget – Direct and Indirect Taxes; Non-Tax Revenue Sources; GST; Thirteenth Finance Commission; Finance Commission; Fiscal Policy; Fiscal Responsibility and Budget Management Act (FRBM)
  9. Inflation – Definition, Trends, Estimates, Consequences, Remedies; WPI and CPI – Components and Trends

(II) Management

  1. Management: Nature and Scope; Management Processes – Planning, Organisation, Staffing, Directing, and Controlling; Role of a Manager
  2. Leadership: Tasks, Styles, Theories; Difference between Successful and Effective Leaders
  3. Human Resource Development (HRD): Goals; Performance and Potential Appraisal; Feedback and Performance Counselling; Career Planning; Training and Development; Rewards and Employee Welfare; Motivation, Morale, and Incentives; Theories of Motivation; Factors Affecting Morale; Role of Incentives
  4. Communication: Process, Channels; Oral vs Written; Verbal vs Non-verbal; Upward, Downward, and Lateral Communication; Barriers; Role of Information Technology
  5. Corporate Governance: Factors Affecting Corporate Governance; Mechanisms and Importance

RBI Grade B Mains Exam Pattern 2025

The table below summarizes the updated exam pattern for Phase II of RBI Grade B Officer Exam 2025:

Name of the Paper Type of Paper Duration (in minutes) Marks
Paper I: Economic & Social Issues 50% Objective Type, 50% Descriptive (typed via keyboard) Objective: 30 min; Descriptive: 90 min; Total: 120 min Objective: 50; Descriptive: 50; Total: 100
Paper II: English (Writing Skills) Descriptive (typed via keyboard) 90 min 100
Paper III: Finance & Management 50% Objective Type, 50% Descriptive (typed via keyboard) Objective: 30 min; Descriptive: 90 min; Total: 120 min Objective: 50; Descriptive: 50; Total: 100

In Papers I and III, the objective section contains 30 questions with mixed marks (1 or 2 marks each). The descriptive section consists of 6 questions, with candidates required to attempt any 4: 2 questions carry 15 marks each (higher difficulty), and 2 questions carry 10 marks each. If candidates answer more than 4 descriptive questions, only the first 4 answers will be evaluated.

Note: Except the English paper, all question papers in both phases are bilingual (Hindi and English).

The Board reserves the right to modify exam dates and pattern at its discretion.

Related Articles You May Find Useful:

RBI Grade B Eligibility RBI Grade B Mains Syllabus RBI Grade B Exam Pattern RBI Grade B 2025 Notification
RBI Grade B Prelim Syllabus RBI Grade B Job Description RBI Grade B Pay Scale RBI as Employer
RBI Grade B 2025 Prelim Syllabus

RBI Grade B Preliminary Exam Syllabus (Phase - I) 2025

The preliminary examination for the RBI Grade B 2025 exam comprises four sections: Reasoning Ability, Quantitative Aptitude, English Language, and General Awareness. Here is the updated detailed syllabus for each section:

Reasoning Quantitative Ability English Language General Awareness
  • Alphanumeric Series
  • Ranking/Direction/Alphabet Test
  • Data Sufficiency
  • Coded Inequalities
  • Seating Arrangement
  • Puzzle
  • Tabulation
  • Syllogism
  • Blood Relations
  • Input Output
  • Coding Decoding
  • Simplification
  • Profit & Loss
  • Mixtures & Alligations
  • Simple Interest & Compound Interest; Surds & Indices
  • Work & Time
  • Time & Distance
  • Mensuration – Cylinder, Cone, Sphere
  • Data Interpretation
  • Ratio & Proportion, Percentage
  • Number Systems
  • Sequence & Series
  • Permutation, Combination & Probability
  • Reading Comprehension
  • Cloze Test
  • Para Jumbles
  • Miscellaneous Grammar
  • Fill in the Blanks
  • Multiple Meaning / Error Spotting
  • Paragraph Completion
  • Current Affairs (National and International)
  • Indian Financial System
  • Indian Banking System
  • Monetary Plans
  • National Institutions
  • Banking Terms

RBI Grade B Prelims Exam Pattern 2025

The Phase I exam is conducted online and consists of four sections. The total marks for the exam are 200, with a composite duration of 120 minutes. A negative marking of 0.25 marks is applicable for each incorrect answer.

S. No Sections / Subjects No. of Questions Maximum Marks Duration
1. General Awareness 80 80 Composite time of 2 hours (120 minutes)
2. Quantitative Aptitude 30 30
3. English Language 30 30
4. Reasoning 60 60
Total 200 200  

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RBI Grade B 2025 Interview

 

RBI Grade B Interview Tips

  • All candidates must note that clearing the RBI Grade B Interview won’t land you direct recruitment as a Grade B Officer. The RBI Grade B final selection is done on the basis of marks secured by aspirants in Phase-II (Mains) as well as the Interview round combined. Thus, it can be described in the following manner. 
  • Mains marks + Interview marks = Final Selection
  • Now, suppose there are two candidates out of which one can only be appointed. So, their final selection will be made on the basis of the following manner - 
  • 300 marks + 75 marks = 375 marks. 
  • If candidate A has scored 250 out of 375 marks and candidate B has scored 249 out of 375 in both Mains & Interview round combined, candidate A will be appointed over B. It means one will not be recruited necessarily just because they have scored higher marks in RBI Grade B Interview round. 

RBI Grade B Interview Preparation Tips

  • If you want to know how to prepare for RBI Grade B interview strategically, simply reading questions won’t suffice. As per our experts, answering RBI Grade B interview questions is not the only difficult task. Apart from subject-knowledge, you will need much more in your arsenal to crack the RBI Grade B interview process. Let’s check out the RBI Grade B interview preparation tips in detail below. 
  • Fill the Biodata Form Properly
  • All candidates are asked to fill the RBI Grade B interview bio-data form before the Interview actually takes place. Here, you must write your personal & professional details carefully without any form of fabrication or falsification. Be true to your personality and avoid overwhelming or fake answers about simple things like hobbies too. 
  • Prepare Generic Personal Questions
  • Several RBI Grade B interview questions can be asked in the likes of, “Tell us about yourself”, “Introduce yourself as an RBI officer”, or “Mention something related to RBI in your hometown”. Avoid making answers during the interview, and instead prepare influential questions and answers related to your personality, education, achievement, strengths, weakness, etc beforehand. Keep it simple and easy to understand. Also, don’t forget to reflect your passion on the banking industry to create a good impression on the panel. 
  • Be Knowledgeable about RBI
  • Candidates are expected to know the organisation inside out for which they are applying during any job interview. This holds true for the RBI Grade B interview too. Keep a tab on the official circular/reports and recent developments from the RBI official website.
  • As Grade B (Manager) is a middle-management level hiring and is often the senior-most recruitment for any fresher, you can be asked relevant questions about managing large teams. You must also understand that Grade B officers can succeed up to the Deputy Governor level in RBI as out of the four Deputy Governors, two are appointed from internal promotions within the RBI cadre. 
  • Also go through the latest RBI Study Notes for best preparation now!
  • Be Proficient about RBI Grade B Profession
  • In the RBI Grade B interview, certain questions related to candidates’ existing job profile and their role in transformation can also be asked. Whether a student is a fresher or a working professional, the recruiter will prefer only those who can perform best to the organisation's needs & demands. Thus, candidates must properly go through the RBI Grade B Job Profile before the Interview to prepare questions in such a way that will make them look job-fit. 
  • Be Knowledgeable about Current Affairs
  • Work on Communication & Interpersonal Skills
  • Answering RBI Grade B interview questions correctly won’t fix your final selection in the round. You must be humble, professional and maintain proper courtesy with the Interview. This can be done best by working on your communication and personality skills. Try to address the interviewer respectfully, do not make weird facial expressions or body movements or stammer between your answers. Most importantly, don’t make fake or assumed responses during the RBI Grade B interview as it creates a bad impression. 
RBI Grade B 2025 Strategy of Preparation

Strategy of Preparation

RBI Grade B Preparation Tips 2024: 

  • RBI Grade B exam is a wonderful opportunity for banking aspirants. RBI Grade B is one of the most challenging banking exams in India, therefore, candidates should be well aware of RBI Grade B preparation tips. The preparation strategy for RBI Grade B plays a very important role for an aspirant who wishes to qualify for the exam. Aspirants often seek the answer to 'how to prepare for RBI Grade B' inorder to come up with a robust strategy. RBI Grade B preparation 2024 contains some tips and strategies to be followed while preparing for the upcoming RBI Grade B 2024.

RBI Grade B Preparation Tips 2024

  • Candidates must have a holistic RBI Grade B preparation to crack the exam. All aspirants must have a properly designed study plan that focuses on strong willpower and a systematic approach. Besides, candidates should not forget to give time to their physical and mental rejuvenation. 

Given below are a few general tips for RBI Grade B:
Understand exam syllabus and difficulty level
Candidates need to identify the subjects through the RBI Grade B syllabus that they need to prepare for the exam. They must also go through the exam analysis of previous years’ exam analysis to understand the difficulty level.

Segregate topics

  • After going through the syllabus, candidates must proceed to separate topics based on the difficulty level. Candidates must make a list that includes strong and weak topics separately.

Pick the strong topics first

  • Candidates must choose strong topics first as they take less time. Brush up the formulas and basic concepts for all the topics:

Previous years’ question papers

  • Solve previous years’ question papers, as it will help you to understand the level of preparation. Moreover, it will help in building confidence and enthusiasm.

Practice mock tests

  • Practising mock tests will improve speed and accuracy. It also helps to know where your preparation is lacking.

Revise, rework, and recover

  • These are the best mantra to improvise and perform well. The revision will help candidates to know their weak points and motivate them to rework on the same topic. This ultimately enables candidates to recover from the weak points.

Read newspapers

  • Candidates must read newspapers and magazines daily to be acquainted with the latest updates.

RBI Grade B Preparation Tips: Section-wise

  • Reasoning: The trickiest questions in this section might be Puzzles, Sitting Arrangement (Both Linear and Circular), Ranking, Coding-Decoding, Syllogisms, Blood Relation, Alphabetic Coding. Make sure candidates practice these topics each and every day.
  • English Language: This is the easiest section of the exam. Brush up your basic grammar and vocabulary skills. Read newspapers or magazines to increase the reading and grasping speed. Questions are usually asked from Comprehension, Error Spotting, Antonyms & Synonyms, and para jumbles.
  • Quantitative Aptitude: Candidates will get questions from topics such as Percentage, Average, Ratio & Proportion, Simplification, Quadratic Equation, Time & Work, Pipe & Cisterns, Simple Interest & Compound Interest, Mensuration. Try to learn shortcuts to solve questions as it will help in saving time during the exam.
  • General Awareness: Candidates must keep a tab on the recent developments of both national and international. Prepare at least six to eight months of current affairs for General Awareness section. Candidates will get questions from Government Schemes & Initiatives, Sports Tournaments, Books & Authors, Banking and Financial terms, International Organizations, Monetary and Fiscal Policies, etc.

RBI Grade B Preparation Tips 2024 for 6 Months
Six months are enough for RBI Grade B 2024 preparation. Candidates need to be focussed and dedicated towards their preparation. The tips and tricks to crack RBI Grade B 2024 exam in 6 months are given below:

  • Candidates must know the syllabus. The first and foremost thing is knowing the RBI Grade B syllabus. This will help them in finding out the topics and sub-topics that they need to cover for the exam
  • It is also important to know the RBI Grade B exam pattern. The exam is conducted in three phases-Phase 1, 2 and interview. Candidates need to clear all the stages of exam
  • Candidates must glance through the RBI Grade B previous years' cut offs to know the level of competition
  • Candidates must also go through the RBI Grade B previous years' question papers to know the type of questions asked in the exam
  • Candidates must prepare year-wise, month-wise, hour-wise and week-wise study plan to crack RBI Grade B exam
  • Candidates must attempt mock tests and analyse their performance in the mock tests


RBI Grade B Preparation Tips for Interview
RBI Grade B interview is the final phase of selection process. The marks obtained in the interview are counted for final selection. The total marks allotted to the test are 75. The interview panel assesses a candidate's confidence, knowledge and personality. The tips and tricks to prepare for RBI Grade B interview are given below:

  • Fill the bio-data form for RBI Grade B interview carefully
  • Prepare some generic questions about yourselft such as introduce yourself, tell us about yourself, why you want to join RBI, etc.
  • Candidates must have knowledge about RBI as well as their work profile
  • Candidates must brush up their knowledge regarding NABARD, Cooperative Banks, WTO, World Bank, NPA, Stock market, monetary policy instruments, etc.
  • Candidates must read newspapers to stay updated with the national and international events. Questions in the interview are also asked from current affairs
  •  

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