Which of the following statements is/are correct regarding changes to Atal Pension Yojana Scheme (APY) done in 2022?

A. According to the new criteria, any citizen who is or has been an income-tax payer, shall not be eligible to join APY after 1 October 2022.

B. Subscribers would receive the guaranteed minimum monthly pension of Rs.1,000 or Rs.2,000 or Rs.3,000 or Rs.4,000 or Rs.5,000 at the age of 80 years.

C. As per the new rules, subscribers can make contributions to APY on a monthly basis only.