Directions: A paragraph is given below which contains one or more errors in it. Read the paragraph carefully, find out how many errors are there in the paragraph and mark it as your answer. 

Almost half of all health spending in India is still paid by patients themselves directly at the point of treatment, although this has dropped as the government’s share of spending on health went up significantly after 2013-14, according to the Economic Survey 2022-23. The share of government health expenditure in total health expenditure was just 28.6% in the financial year 2013-14 but rose to 40.6% by 2018-19, the latest year for which data is available. There was a concomitant decline in out-of-pocket expenditure as a percentage of total health expenditure from 64.2% in 2013-14 to 48.2% in 2018-19. Out-of-pocket expenditure is the money paid directly by households, at the point of receiving health care. This occurs when services are neither provided free of cost through a government health facility or is the individual covered under any public or private insurance or social protection scheme.