Explanation:

Correct option is 3: 5.0%.
The Union Minister for Finance & Corporate Affairs Nirmala Sitharaman tabled the Economic Survey 2022-23 in Parliament on January 31.
Economic Survey 2022-2023 points out that the efforts of RBI and the Government in terms of calibrated policy measures like strengthening the regulatory and supervisory framework, implementation of 4R's approach of Recognition, Resolution, Recapitalization and Reforms have culminated in the enhancement of risk absorption capacity and a healthier banking system balance sheet both in terms of asset quantity and quality over the years.
The Gross Non-Performing Assets ratio (GNPA) of Scheduled Commercial Banks (SCBs) has decreased from 8.2 per cent in March 2020 to a seven-year low of 5.0 per cent in September 2022.