Explanation:

- SHG refers to Self-Help Group, which is a financial intermediary committee usually composed of 10 to 20 local women or men.

- These groups promote financial independence by encouraging members to save a small amount regularly.

- Option 1: Habitat - Not relevant to SHG. Habitat often refers to the natural environment or conditions for living organisms.

- Option 2: Heavy - Incorrect for SHG. Heavy represents weight or seriousness in other contexts.

- Option 3: Harvest - Unrelated to SHG. Normally linked with agriculture and gathering of ripe crops.

- Option 4: Help - Matches the definition. SHG means Self-Help Group.

Correct Answer: Option 4 - Help