Explanation:

Explanation: Details about the Domestic-Systemically Important Banks (D-SIBs): Qualifying Criteria: To identify the D-SIBs, the RBI takes into account only those banks whose size is equal to or more than 2% of the GDP. Criteria used for the identification of the D-SIBs:

? Size: Failure of the bank with higher Balance Sheet can cause greater damage to the economy.

? Interconnectedness: Extent of linkages with other banks and financial institutions. Failure of the bank with  higher interconnectedness can cause greater damage to the economy.

? Substitutability: Lack of readily available substitutes. Failure of a large bank would inflict greater damage, if certain critical services provided by the bank cannot be easily substituted by other banks.

? Complexity: The more complex a bank is, the greater are the costs and time needed to resolve its problems. Computation of Score: The systemic importance of a bank is computed as weighted average scores of all 4 indicators. Thus, the systemic importance score of a bank would represent its relative importance with respect to the other banks. The banks that have scores above a threshold score are classified as D-SIBs. Note: Presently, the SBI, ICICI Bank and HDFC Bank have been identified as the Domestic-Systemically Important Banks (D-SIBs).