The Reserve Bank of India's Financial Inclusion Index (FI-Index) for the financial year ending March 2025 increased to 67.0 from 64.2 in FY24. This steady rise reflects India’s improving access to and usage of financial services along with better quality of delivery.

Key Points:

• The FI-Index stood at 67.0 in March 2025, up from 64.2 in March 2024, showing a 4.3% year-on-year growth.
• All three components of the index—Access (35%), Usage (45%), and Quality (20%)—showed improvement, indicating broader and deeper financial inclusion.
• Major contributions came from improved usage of digital banking, insurance, and pension services across semi-urban and rural areas.
• The FI-Index is a composite score ranging from 0 to 100, where higher values denote greater financial inclusion across sectors.
• Introduced in 2021, the index covers banking, investment, insurance, postal, and pension sectors to measure inclusive financial growth nationwide.