Why in News?

• Recently, the Chief Minister of Bihar transferred assistance amount of Rs 1,200 crore as the first installment for three lakh families under  Pradhan Mantri Awas Yojana-Gramin .

Key Points:

=> The beneficiaries will be given another 80 thousand rupees in the form of second and third installments in the next hundred days.

=> Apart from this, Rs 22,050 will be provided as unskilled labour for 90 days through MNREGA and Rs 12,000 will be provided for toilet construction under Lohia Swachh Bihar Abhiyan .

Pradhan Mantri Awas Yojana – Gramin (PMAY-G):

Launch:

• To achieve the objective of “Housing for All” by the year 2022 , the erstwhile rural housing scheme Indira Awas Yojana (IAY) was restructured into Pradhan Mantri Awas Yojana-Gramin (PMAY-G) as a Centrally Sponsored Scheme from 1 April 2016 .

Ministry Involved:

• Ministry of Rural Development.

Status:

• States/UTs have sanctioned 2.85 crore houses to the beneficiaries and 2.22 crore houses have been completed till March 2023.

Objective:

• To provide pucca houses with basic amenities to all the rural families who are homeless or living in kutcha or dilapidated houses by the end of March 2022.
• To provide assistance to rural people living below the poverty line (BPL) in the form of full grants for construction of housing units and upgradation of existing unusable kutcha houses.

Beneficiaries:

• Scheduled Castes / Scheduled Tribes , freed bonded labourers and persons belonging to non-SC/ST categories, widows or next of kin of defence personnel killed in war, ex-servicemen and retired members of paramilitary forces, persons with disabilities and minorities .

Selection of Beneficiaries:

• Three-step verification such as through Socio-Economic Caste Census 2011, Gram Sabha and Geo-tagging.

Cost Sharing:

• The Centre and the States share expenditure in the ratio of 60:40 in case of plain areas and 90:10 in case of North-Eastern States, two Himalayan States and the Union Territory of Jammu & Kashmir .
• In case of other Union Territories including Union Territory of Ladakh, the Centre bears 100% of the cost.