Explanation:

CDP-Suraksha

• The government has come up with a new platform to disburse subsidies to horticulture farmers under the Cluster Development Programme (CDP), the Centre’s initiative to promote horticulture crops.

• The CDP-SURAKSHA is essentially a digital platform. 

• SURAKSHA – System for Unified Resource Allocation, Knowledge, and Secure Horticulture Assistance.

• The platform will allow an instant disbursal of subsidies to farmers in their bank account by utilising the e-RUPI voucher from the National Payments Corporation of India (NPCI).

The CDP-SURAKSHA has features such as:

• Database integration with PM-KISAN, cloud-based server space from NIC, UIDAI validation, eRUPI integration, local government directory (LGD), content management system, geotagging, and geo-fencing.

e-RUPI – The CDP-SURAKSHA platform uses e-RUPI vouchers from the NPCI.

• The voucher is a one-time payment mechanism that can be redeemed without a card, digital payments app or internet banking access, at the merchants accepting e-RUPI.

• According to the NPCI, the e-RUPI can be shared with the beneficiaries for a specific purpose or activity by organisations or government via SMS or QR code.

Hence option 3rd is correct.