Explanation:

- The Reserve Bank of India (RBI) is the central bank of the country responsible for monetary policy and financial regulation.

- Urban Cooperative Banks (UCBs) in India operate at the urban and semi-urban levels, providing banking services to their members.

- To convert UCBs into Small Finance Banks, RBI has set capital requirements to ensure financial stability.

- Rs. 200 Crore is the minimum capital requirement set by RBI for UCBs to convert into Small Finance Banks.

- This ensures the bank has sufficient financial resources to operate as Small Finance Banks, addressing a wider clientele with more comprehensive services.