Explanation:

Here’s the thing:

- ICICI Bank was the first to launch a fixed deposit scheme called “FD Health.”

- This FD came with a free critical illness insurance cover, tying in health benefits with a traditional savings product.

- IDBI hasn’t launched anything under the FD Health name.

- Syndicate Bank (now part of Canara) doesn’t have a scheme by this title.

- HSBC doesn’t offer “FD Health” in India.

- Punjab National Bank (PNB) hasn’t rolled out any fixed deposit with a health insurance feature, at least not as “FD Health.”

So, your answer is option:1- ICICI.