Explanation:

- Option 1: 1979

- This year is incorrect for the establishment of NABARD. Important events in 1979 include the Iranian Revolution and the Soviet invasion of Afghanistan.

- Option 2: 1978

- This year is also incorrect. During 1978, Argentina won the FIFA World Cup and the first ever test-tube baby was born.

- Option 3: 1982

- Correct Answer: NABARD, the National Bank for Agriculture and Rural Development, was established in this year. It was set up to provide and regulate credit and other facilities to promote sustainable agriculture and rural development in India.

- Option 4: 1981

- This is incorrect with respect to NABARD's establishment. Notably, IBM launched the first personal computer in this year.

Therefore, Option 3: 1982 is the correct answer.