Explanation:

Let’s break this one down step by step, looking at each cluster:

- SWIK

- VINE

- NOHA

- LAIM

Let’s see what links three of these and leaves one out.

- VINE, NOHA, and LAIM can each be rearranged to spell out common English words: VINE (vine), NOHA (hona, but “loan” from LAIM is more plausible), LAIM (mail).

- SWIK, though, can’t be scrambled into a regular English word.

So here’s the thing: the odd one out is the set that can’t be rearranged into a normal word. And that’s SWIK.

Answer: Option 1: SWIK