IBPS Bank Clerical - Exam Pattern

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IBPS Bank Clerical - Exam Pattern

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IBPS Clerk Job Profile

Candidates once selected as Clerk in various participating banks of IBPS, need to undertake training as well as several routine bank tasks such as:

  • Banking Document Verification
  • Issue of cash Receipts and ESI Stamps at Counters
  • Pass Books Updation of Account Holders
  • Manning Single Window Counter task time to time
  • Attending to Government Treasury Work
  • Collection of receipts, maintenance of ledger, balance tally, etc.
  • Sanction of withdrawals, verifying cheques, issuing demand drafts (as per request), etc.

IBPS Clerk Salary 2019

The IBPS Clerk Salary is the sum of the Basic Pay and other allowances.

The initial Basic Pay for IBPS Clerk is Rs 11,765. The IBPS Clerk pay scale is: 11765-655/3-13730-815/3-16175-980/4-20095-1145/7-28110-2120/1-30230/1310-1-31540.

This means the minimum Basic Pay for IBPS Clerk is Rs 11,765 while the maximum is Rs 31540.

Initial Basic Pay – Rs 11765 with a yearly increment of Rs 655 for three years

Basic Pay after 3 years – Rs 13730 and yearly increment of Rs 815 for the next three years

Basic Pay after the next 3 years – Rs 16175 and yearly increment of Rs 980 for the next four years

Basic Pay after the next 4 years – Rs 20095 and yearly increment of Rs 1145 for the next 7 years

Basic Pay after next 7 years – Rs 28110 and yearly increment of Rs 2120 for next one year

Basic Pay after next 1 year – Rs 30230 and yearly increment of Rs 1310 for next one year

Basic Pay after next year – Rs 31540 (maximum Basic Pay)

The different allowances are tabulated below:

Special Allowance

Initially, the Special Allowance is 7.5 percent of the Basic Pay. After completing one year of service, Special Allowance will be increased by Rs 400 to Rs 500.

Dearness Allowance (DA)

This component is 4 percent of the IBPS Clerk Basic Pay. DA depends on the CPI and is revised quarterly, i.e. after every three months.

House Rent Allowance (HRA)

The HRA depends on the location of the posting.  It will be 8.5 percent of the Basic Pay for Metro Cities, 7.5 percent of the Basic Pay for cities having a population of more than 5 lakhs, and 6.5 percent of the Basic Pay for other cities.

Travel Allowance

Expenses on official tours and travels will be reimbursed by the bank.

Medical Allowance

This is paid once a year. For IBPS Clerks, the amount is fixed at Rs 2000.


IBPS Clerk Job Profile: IBPS Clerk Roles And Responsibilities

IBPS Clerks are one of the most important posts in the bank they work for. They are the face of the bank as they have to deal with customers on a daily basis. Apart from the decent IBPS Clerk Salary, the job offers great scopes to learn about how a bank functions.

IBPS Clerks are also known as single-window operators as they have to sit at a single window counter and deal with the customers. In every bank, clerks act as the point of contact for the customers. They resolve the queries of the customers, guide them through the various rules and formalities, and solves the various issues faced by the customers.

IBPS Clerks fulfill the roles of a wide variety of posts, working in the various departments of the bank. They work as Loan Clerks, Accounts Clerks, Data Entry Clerks, Office Clerks, etc.

IBPS Clerk Roles And Responsibilities

1.       Verification of various documents and proofs submitted by the customers

2.       Updating the pass books of account holders

3.       Responsible for bank cash, various important documents, keys, etc.

4.       Issuing of Demand Drafts (DDs), bank accounts for the customers, cash receipts, etc.

5.       Sanctioning of withdrawals by the customers

6.       Maintaining the various documents of the bank, balance sheets, ledger, etc.

7.       Resolving the various issues of the customers

8.       Providing information about the latest schemes and government policies

9.       Providing guidance to customers relating to various banking activities

10.   Attending to treasury works

11.   Resolving queries of the customers

12.   Miscellaneous tasks

IBPS Clerk Promotions

As mentioned above, IBPS Clerk offers great chances of growth at both personal and professional level. As you work as a bank clerk and learn the way banks function, you will get ample scopes to prove your potential and merit. Based on your performance and contribution to the organization, you will get a chance to grow. Many top bankers started their career as bank clerks and have slowly climbed up the ladder to higher posts.

IBPS Clerks have to work for a minimum period of 2 years before they can apply for promotions. Hereafter, they will get a chance to get promoted once every two years. Promotions are given the following two processes:

Normal process

Merit based process

Under Normal Process, IBPS Clerks are given promotion based on their experience and seniority. However, they will have to clear the written exam conducted internally. Candidates who get promotion through this process don’t need JAIIB and CAIIB Diploma. The Clerks after clearing the written exam to become Trainee Officer and then bank Probationary Officers (PO).

Under Merit Based Process, candidates must hold JAIIB and CAIIB Diploma from Indian Institute of Banking and Finance.

The subsequent promotions from Probationary Officer are as under:

Assistant Manager – Scale 1

Manager – Scale 2

Senior Manager – Scale 3

Chief Manager – Scale 4

Assistant General Manager – Scale 5

Deputy General Manager – Scale 6

General Manager – Scale 7


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