NABARD : Functions and Importance

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Functions and Importance

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NABARD : Functions and Importance

Nabard initiatives aim at building an empowered and financially inclusive rural India through specific goal oriented departments which can be categorized broadly into three heads:Financial,Developmental and Supervision.
Through these initiatives it touch almost every aspect of rural economy.


  • providing refinance support to building rural infrastructure;
  • preparing district level credit plans to guiding and motivating the banking industry in achieving these targets;
  • supervising Cooperative Banks and Regional Rural Banks (RRBs) to helping them develop sound banking practices and onboarding them to the CBS platform;
  • designing new development schemes to the implementation of GoI’s development schemes;
  • training handicraft artisans to providing them a marketing platform for selling these articles. 
Over the years these initiatives have touched millions of rural lives across the country. Nabard's milestone achievements have been India’s achievements as well. The SHG Bank Linkage Project launched by NABARD in 1992 has blossomed into the world’s largest micro finance project. Kisan Credit Card, designed has become source of comfort for crores of farmers. Nabard has financed one fifth of India’s total rural infrastructure. Nabard is pioneers in the field of watershed development as a tool for sustainable climate proofing.
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