Non performing assets have led to a seizure of new lending and the caving off of credit culture...........

English ( Master) Sentence Improvement

Directions: In each question, a part of the sentence is made bold. Below are given alternatives to the bold part at (A), (B), (C) and (D) which may improve the sentence. Choose the correct alternative. In case no replacement is needed, mark (E) as your answer.

Non-performing assets have led to a seizure of new lending and the caving off of credit culture.

the caving of credit culture

the caving in of credit culture

the caving off in credit culture

the caves of credit culture

No correction required

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Explanation:

Correct Answer is (b).The original sentence is erroneous.
Reason: The phrase 'cave off' is incorrect.
The correct phrasal verb is ‘cave in' which means ‘capitulate or submit under pressure’.
E.g.: The manager caved in to his demands.
Hence ‘cave in’ should be used in place of ‘cave off’ to make the sentence grammatically and contextually correct.
Among the given choices, only option B replaces the given bold part most appropriately.
The sentence after replacement becomes:
Non-performing assets have led to a seizure of new lending and the caving in of credit culture.Option B is hence the correct answer.