Explanation:

Punjab became the first state in the country to provide universal health cover, extending its insurance cover to Rs. 5 lakh per year per family to all the eligible 43 lakh families in the state.
The state has signed a Memorandum of Understanding with the Centre for the implementation of the PM-JAY for 14.96 lakh families.
The state government would, at its own cost under the State Health Insurance Programme, cover 28.20 Lakh more families including Blue card holders, J form holders, construction workers, small trader families, thus bringing a total of 43.16 lakh state families under the ambit of its health insurance cover including 20.30 Lakh blue card holder families covered under the Bhagat Puran Singh Sehat Bima Yojna.
The MoU was signed by Health Department Additional Chief Secretary Satish Chandra on behalf of the state with Ayushman Bharat Chief Executive Officer Indu Bhushan.
The Cabinet, at its meeting on October 3, had approved in principle the merger of state-run Bhagat Puran Singh Sehat Bima Yojana with the central scheme while increasing the existing insurance cover of Rs 50,000 per year per family to Rs 5 lakh to 43 lakh families.
The Bhagat Puran Singh Sehat Bima Yojna, which was to expire on October 31, was extended till December 31.