Explanation:

In Bihar, the banks of the Seemanchal region are at the forefront in giving loans, the CD ratio of the banks in districts like Purnia, Kishanganj and Araria is the best in Bihar. The CD ratio in Purnia district of the state is 75.07 percent which is the highest in the state. In this case, Munger is the lowest in Bihar with a CD ratio of 25.86 percent. The average CD ratio of banks in Bihar is 43.11 percent. The best bank to lend in Bihar is Utkarsh SFB