Maharashtra Chief Minister Uddav Thackeray launched “Maha Awas Yojana”. The project aims to build 8.82 lakhs of rural houses in 100 days. The project includes construction of toilets as well. The cost of the project has been estimated as Rs 4,000 crores. The Government of India recently announced Affordable housing Scheme for the migrant workers affected by COVID-19. This was launched under Pradhan Mantri Awas Yojana.

Pradhan Mantri Awas Yojana

The main objective of Pradhan Mantri Awas Yojana is to help rural people Below the Poverty Line in construction of dwelling units. The beneficiaries of the scheme are chosen from Socio-Economic Caste Census, 2011. It includes urban poor living in slums as well.

The Pradhan Mantri Awas Yojana-Urban is being implemented between 2015-222. It will provide assistance to Urban Local Bodies who are the nodal agencies in implementing the scheme.

The Pradhan Mantri Awas Yojana-Gramin is being implemented by Ministry of Rural Development. It aims to provide pucca houses to all the houseless householders by 2022. It aims to construct 2.95 crores of houses by 2022. The scheme also trains rural masons.

Affordable Rental Housing Complex

It is a part of Pradhan Mantri Awas Yojana. It was launched under the Atma Nirbhar Bharat Abhiyan. The scheme mainly targeted the migrant workers who lost their jobs and livelihood due to COVID-19. Under the scheme, Technology Innovation Grant was announced. Under this, an expenditure of Rs 600 crores will be provided to projects (of PMAY) that uses innovation technologies for construction.

Key Features

The scheme includes Middle Income Groups with annual income above Rs 6 lakhs and below Rs 18 lakhs as well. The tenure of loan is 20 years.

Progress of the scheme

As of August 2020, around 1.07 crores of houses have been sanctioned. The number of houses completed under the scheme are 36.08 lakhs. The Government of India has spent a total of Rs 6.42 lakh crores.