Explanation:

- Phishing: This is a type of online fraud, where scammers impersonate legitimate organizations to steal sensitive information like passwords and credit card details through emails or websites.

- Skimming: This involves using a small electronic device to steal information from a debit/credit card during a legitimate transaction at ATMs or point-of-sale terminals. It captures data from the magnetic stripe of a card.

- Smishing: This is similar to phishing but occurs through SMS text messages, where fraudsters attempt to trick victims into revealing personal information.

- Vishing: This form of fraud uses phone calls or voice messages to deceive individuals into sharing personal information.

- Correct Answer: Skimming