Explanation:

- Banking is listed under the Union List and not the Concurrent List. This means only the central government can legislate over it.

- Bankruptcy and Insolvency is included in the Concurrent List. Both central and state governments can make laws over these subjects.

- Criminal Procedure is also part of the Concurrent List. It allows both the central and state governments to legislate on this subject.

- Criminal Law falls under the Concurrent List too, enabling shared jurisdiction between central and state governments.

Your Correct Answer:

Option 1: Banking