Explanation:

Let’s break this down:

- The BHIM app, built for quick and secure digital payments in India, is big on language support.

- Right now, it supports 13 Indian languages—and that’s not a random guess, that’s straight from the latest updates and official sources.

- So, Option 1 (22 languages) is too high.

- Option 2 (20 languages) is also higher than the current count.

- Option 3 (18 languages) overshoots.

- Option 4 (15 languages) is closer, but still not spot on.

- Option 5 (13 languages) is the correct answer.

What this really means is, BHIM keeps things accessible, but it’s 13 languages for now, not 20.