According to BASEL II guidelines the minimum CRAR is 9 RBI released the 22nd issue of the Financial ...........

Current GK (SBI-PO) Indian Economy

According to BASEL-II guidelines the minimum %CRAR is 9%, RBI released the 22nd issue of the Financial Stability Report (FSR). The capital to risk-weighted assets ratio (CRAR) of Scheduled Commercial Banks improved to how much per cent in September 2020 from 14.7 per cent in March 2020?

This questions was previously asked in

SBI PO Mains (29 Jan, 2021)

View All SBIPO Previous Year Papers

14.9

15.1

15.4

15.8

16.3

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Explanation:

Let’s break it down:

- BASEL-II actually sets a minimum CRAR (Capital to Risk-Weighted Assets Ratio) of 9% for banks. This is basically a safety buffer—think of it as a bank’s financial armor against unexpected losses.

- RBI’s 22nd Financial Stability Report talked about how Indian banks are doing on this front.

- March 2020: Scheduled Commercial Banks in India had a CRAR of 14.7%.

- By September 2020, this improved—meaning banks were on even sturdier ground.

Now, for your options:

- 14.9% (a slight bump, but not the number reported)

- 15.1% (closer, but not quite right)

- 15.4% (getting there, still not the one)

- 15.8% (Not the published figure)

- 16.0% (Actually, the correct value as per the FSR was 15.8%)

Wait, let’s check the RBI’s 22nd FSR: The correct answer is 15.8% in September 2020.

So, your choice:

Option:4- 15.8