Explanation:

Thus a person is not competent to contract if : (a) he has not attained the age of majority according to the law to which he is subject. (b) he is of unsound mind (c) he has been disqualified from contracting by some law. In ordinary contracts the age of majority is to be determined by lex loci contractus (law of the place 'where the contract was made) - (TNS Fitn v "Muhammad Hussain}