Explanation:

• India’s largest private lender, HDFC Bank, has launched an overdraft facility for small retailers called ‘Dukandar Overdraft Scheme’, to help shopkeepers and merchants in easing their cash crunch.
• The scheme has been launched in partnership with the CSC SPV, government’s e-governance services delivery arm that enables government schemes and services through common service centres (CSCs).
• Who are eligible: Retailers operating for a minimum of three years are eligible for the scheme.
• How to avail the service: Beneficiaries need to provide six months bank statement from any bank.