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Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a flagship scheme of the Indian government's National Health Policy which aims to provide free health coverage at the secondary and tertiary level to its bottom 40% poor and vulnerable population. PM-JAY is the world's largest and fully state sponsored health assurance scheme which covers a population of the combined size of USA, Mexico and Canada. Gujarat, Tamil Nadu, Chhattisgarh, Kerala and Andhra Pradesh have emerged as the top performing States with free secondary and tertiary treatment worth nearly ?7,901 crore availed under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY).The households included are based on the deprivation and occupational criteria of Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas respectively. PM-JAY was earlier known as the National Health Protection Scheme (NHPS) before being rechristened. It subsumed the then existing Rashtriya Swasthya Bima Yojana (RSBY) which had been launched in 2008. The coverage mentioned under PM-JAY, therefore, also includes families that were covered in RSBY but are not present in the SECC 2011 database. PM-JAY is fully funded by the Government and cost of implementation is shared between the Central and State Governments.
The loopholes in the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) are:
i . Profiteering
ii . Quality Control
iii . Uneven Performance
iv . Key data missing
Select the correct answer using the code given below.
i, iv and v only
i, ii and v only
i, ii, iii and iv only
All of the above
none of these
The negative aspects of the scheme were:
Profiteering: Despite all efforts to curb foul-play, the risk of unscrupulous private entities profiteering from gaming the system is clearly present in AB- PMJAY.
Uneven Performance: According to the data the extent and distribution of health facilities for secondary and tertiary care level in public as well private sectors are very uneven.
Key data missing: , there was no data available on the NHA website or in the public domain about which surgeries had been performed the most. The non-availability of this set of data remains one of the major criticisms of the scheme.
Quality control: It was observed that low volumes of certified hospitals are currently empanelled under PM-JAY. Out of 18,019 empanelled hospitals, only 603 were quality accredited or certified.
By: Himani Bihagra ProfileResourcesReport error
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