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Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a flagship scheme of the Indian government's National Health Policy which aims to provide free health coverage at the secondary and tertiary level to its bottom 40% poor and vulnerable population. PM-JAY is the world's largest and fully state sponsored health assurance scheme which covers a population of the combined size of USA, Mexico and Canada. Gujarat, Tamil Nadu, Chhattisgarh, Kerala and Andhra Pradesh have emerged as the top performing States with free secondary and tertiary treatment worth nearly ?7,901 crore availed under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY).The households included are based on the deprivation and occupational criteria of Socio-Economic Caste Census 2011 (SECC 2011) for rural and urban areas respectively. PM-JAY was earlier known as the National Health Protection Scheme (NHPS) before being rechristened. It subsumed the then existing Rashtriya Swasthya Bima Yojana (RSBY) which had been launched in 2008. The coverage mentioned under PM-JAY, therefore, also includes families that were covered in RSBY but are not present in the SECC 2011 database. PM-JAY is fully funded by the Government and cost of implementation is shared between the Central and State Governments.
The positive aspects of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) are:
Better Hospitalizations and Profiteering
Consolidation of health insurances and Good quality control
Better Hospitalizations and Consolidation of health insurances
Strong monitoring and Profiteering
Better Hospitalization and Consolidation of health insurances
The positive aspects of the (AB PM-JAY) are:
Hospitalization: Around 44 lakh hospitalisations have happened across the country under AB-PMJAY. Across other states and Union Territories of India, 8,583 public hospitals, 683 private not-for- profit hospitals, and 8,921 private for-profit hospitals are already part of the scheme as of today.
Consolidation of health insurance schemes: With a significantly larger risk- cover than what was offered as part of the earlier Rashtriya Swasthya Bima Yojana (RSBY), a consolidation at the level of health insurance schemes is already happening across Indian states.
By: Himani Bihagra ProfileResourcesReport error
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