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Legal subrogation may occur in which of the following ways:
A subsequent mortgagee may redeem a prior mortgage.
A co-mortgagor may redeem a moitgage
The mortgagor's surety may redeem the mortgage.
All of the above.
A legal subrogation takes place by the operation of law. When a mortgage debt is paid off by some person who has interest or charge or is a surety, creditor or co- mortgagor to protect the interest, it is a legal subrogation. Legal subrogation can take place when the subsequent mortgagee redeems the prior mortgagee or the co-mortgagor redeems the mortgage or the surety redeems the mortgagee or the purchaser of equity of redemption redeems the mortgage.
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