Explanation:

- Cheques:

- A cheque is a negotiable instrument.

- It is a written order by the drawer to the bank to pay a specific amount to the payee.

- Bill of Exchange:

- A bill of exchange is a negotiable instrument.

- It is a written order from one party to another to pay a specific amount of money on demand or at a set time.

- Promissory Note:

- A promissory note is a negotiable instrument.

- It is a written promise to pay a specific amount to a certain individual or order at a future date or on demand.

- Banker’s Note:

- A banker’s note is not a standard negotiable instrument as defined by statute.

- It generally refers to a promise by a bank to pay a sum, similar to a note issued by banks but not classified under negotiable instruments like the ones mentioned above.