Explanation:

The Kisan Credit Card (KCC) scheme was designed to help farmers access affordable credit. Here’s an explanation for each option:

- Reserve Bank of India (RBI): The central banking institution of India, which regulates the monetary policy. While significant in banking, it was not the primary architect of the KCC scheme.

- NABARD: The National Bank for Agriculture and Rural Development, which played a pivotal role in creating the KCC scheme in coordination with the Government of India. It focuses on credit for agriculture and rural development.

- Govt. of India: While it supports agricultural initiatives, the specific scheme was formulated by NABARD with its endorsement.

- Indian Banks: They implement the KCC scheme but were not involved in its preparation.

- Finance Ministry: Oversees economic policies but did not specifically design the KCC.