Explanation:

Both statements are incorrect.
Recently, e-RUPI was launched by the Prime Minister to allow cashless payment solution for covid-19 vaccine.

• e-RUPI is backed by existing Indian rupee as underlying asset and it’s specificity of purpose makes it different from a virtual currency and puts it closer to a voucher-based payment system.
• It has been developed by the National Payments Corporation of India on its UPI platform, in collaboration with the Department of Financial Services, Ministry of Health & Family Welfare and National Health Authority.

Hence option 4th is correct.