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Context: Recently, Reserve Bank-appointed committee has suggested a four-tier structure for the urban cooperative banks (UCBs) depending upon the deposits and prescribed different capital adequacy and regulatory norms for them based on their sizes.
The panel suggested that UCBs can be split into four categories:
Framing Regulations to harness USP
Expediting Umbrella Organisation
Enabling larger UCBs to raise capital
Supervisory Action Framework (SAF)
Resolution of UCBs
Continuation of TAFCUB
Need of Reform
By: Shubham Tiwari ProfileResourcesReport error
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