Explanation:

•The government will launch two new scheme to promote the use of the BHIM app.
                     a)One will be referral payments for individuals, and another will cashback for merchants who accept payments from BHIM.
                     b)The Finance Minister also announced that a Merchant version of Aadhaar-enabled payments will be launched shortly.
•The government has also promised an update to the BHIM app as well in order to boost usage.
•BHIM was recently integrated with UID and now allows payments using Aadhaar number.