Explanation:

More than half of Indian Army personnel seem to be under severe stress, according to the findings of a study by United Service Institution of India (USI), a Service think tank. The research was undertaken during 2019-20 by Col. AK Mor, Senior Research Fellow at the USI.

• The Army has been losing more personnel every year due to suicides, fratricides and untoward incidents than in response to any enemy or terrorist activities
• There has been a significant increase in stress levels amongst Indian Army personnel during approximately last two decades due to operational and non-operational stressors.
• Prolonged exposure of Indian Army personnel to Counter Insurgency and Counter Terrorism (CI/CT) environment has been one of the contributory factors for increased stress levels.
• While operational stressors are well understood and accepted by Army personnel, the study says that non-operational stressors that add on “have compounding adverse effects on health and combat efficiency of soldiers and thus affecting their respective units too.”
• In this regard, officers experience comparatively much higher cumulative stress levels, compared to the Junior Commissioned Officers (JCO) and Other Ranks (OR) and the stress causative factors are also different.
• Various management measures implemented by the Army and Defence Ministry in the last 15 years have not been able to achieve the desired results.

Hence both statements are correct.