One of the following Government of India programmes aims to help build or upgrade dwelling units of ...........

Social Issues Poverty Related Issues

One of the following Government of India programmes aims to help, build or upgrade dwelling units of below the poverty line rural families

National Social Assistance Programme

Jawahar Rozgar Yojana

Indira Awas Yojana

Jawaharlal Nehru National Urban Renewal Mission

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Explanation:

3rd option is correct.
Indira Awaas Yojana came in 1985-86 as a part of the Rural Landless Employment Guarantee Programme (RLEGP). It was launched to provide uniformity in the policy for rural housing. There were schemes even before IAY but some schemes used to provide the complete housing and others used to bear just the cost of construction. IAY continued to be a sub scheme of Jawahar Rozgar Yojana (JRY).