Explanation:

Fourth option is correct.

Project Swavalamban of District Administration of Dhanbad in Jharkhand: It is an initiative of Dhanbad administration.

Aim : To improve disbursement of pensions in the district. Key Achievements: Replaced the manual process of disbursement in the payment of pensions, particularly registration of new pensioners by automating payment and creation of direct cash transfers into pensioners’ bank accounts.

It reduced the time from three months to three days. Payment through Business Correspondent in remote rural areas has dramatically improved the delivery of services. Besides, the database of all pensioners was digitized with the help of new software.