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The Service Area Approach was implemented under the purview of
Integrated Rural Programme
Lead Bank Scheme
Mahatma Gandhi National Rural Employment Guarantee Scheme
National Skill Development Mission
Service area approach (SAA) is an improved version of area approach of Lead Bank Scheme introduced in April 1989. Under SAA plan each commercial bank / Regional Rural Banks (RRBs) branch in rural and semi-urban area is designated to serve 15 to 25 villages for planned and orderly development of rural and semi-urban areas.
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