Explanation:

The insolation received at the surface varies from about 320 Watt/m2 in the tropics to about 70 Watt/m2 in the poles. Maximum insolation is received over the subtropical deserts, where the cloudiness is the least. Equator receives comparatively less insolation than the tropics. Generally, at the same latitude the insolation is more over the continent than over the oceans. In winter, the middle and higher latitudes receive less radiation than in summer. Hence option 3rd is correct.