NITI Aayog, a Government of India policy think-tank announced the launch of two schemes, ‘Lucky Grahak Yojna’ and ‘Digi Dhan Vyapar Yojna’, to give cash awards to for consumers and merchants who use digital payment instruments for any transaction.

• Lucky Grahak Yojana (Consumers) is for the consumers who will conduct daily transaction using electronic Medium.
• Digi-Dhan Vyapar Yojana (Merchants) is applicable for those merchants who make digital transaction at merchant establishments