Explanation:

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner. 

• Overdraft facility upto Rs.10,000/- will be available to one account holder of PMJDY per household after 6 months of satisfactory conduct of the account. Age limit of Rs. 18-60 years has been revised to 18-65. 

• There will not be any conditions attached for OD up to Rs.2,000/. Aadhaar number is mandatory for granting overdraft in PMJDY account. The system has been automated by carrying out customization to get customer mandate for OD through Alternate delivery channels viz SMS, Internet Banking and ATM channel.

Hence option 3rd is correct.