Explanation:

Work Compensation Act covers these liabilities of the employer as prescribed by the Workmen Compensation Act. Therefore, any workmen compensation policy should cover the following:

Death
Permanent total disablement
Permanent partial disablement
Temporary disablement
Medical care from the injury or illness
Replacement income costs
Costs for retraining
Legal costs incurred if any
Benefits to survivors of workers who are killed on the job
Besides the above Workers’ compensation insurance is not only limited to accidents. It also covers problems and illnesses that might develop over an extended period of time due to the same injurious activity.