Explanation:

Features of the RSBY Scheme-
The RSBY scheme differs from other government schemes in various aspects:

Information Technology (IT) Intensive – IT applications are used on a large scale for the issue of a biometric-enabled smart card for every beneficiary family included under the RSBY Scheme. This smart card contains their fingerprints and photographs. The hospitals under the RSBY are IT enabled and are also connected to the server located at the district level.
Empowering the beneficiary by providing BPL households with the freedom to choose between public and private hospitals.
A key feature of RSBY is that the beneficiary under the Rashtriya Swasthya Bima Yojana Scheme in a particular district of any state will be able to use his or her smart card in any of the RSBY empanelled hospital across the country.
The use of the biometric-enabled smart card and a key management system makes the RSBY scheme safe and secure. The key management system in RSBY ensures that the card is handed over to the correct beneficiary and accountability is ensured in terms of issuance and usage of the smart card. With the biometric-enabled Smart Card, it is ensured that only the real beneficiary uses the smart card.
RSBY is a business model for all stakeholders in the social sector scheme with incentives to provide treatment to a large number of beneficiaries since it is paid according to per beneficiary treated.