Explanation:

Delivery Mechanism-
There is a need for rationalization of the existing processes relating to delivery of various social security benefits to both organized as well as unorganized workers. It is felt that a number of laudable schemes had failed to deliver the desired results because of complex processes and procedures inherent in delivery of benefits under such schemes, thereby defeating the purpose of the entire scheme. Available evidence on various such programmes, including the evaluation studies on the programmes by the Planning Commission of India, almost unanimously points out delivery deficit in most of the social security programmes. Such deficit includes:
1. Lack of delivery infrastructure at the level of state governments
2. Lack of organizational capabilities on the part of delivery agencies
3.  Misidentification of the programme beneficiaries due to both type I (exclusion) and type II (inclusion) errors
4. Incidence of corrupt practices, rent seeking by the administration and delivery agencies, and elite capture of the schemes
5. Lack of awareness on the part of people regarding details of schemes as well as their own entitlements.