Explanation:

Only statement 2nd is correct.

Non-banking Financial Companies (NBFCs)

• NBFCs are allowed to invest in government securities as part of their business activities.

• NBFCs cannot accept demand deposits like Savings Accounts. Unlike traditional banks, NBFCs do not have a banking license, which is a requirement for the acceptance of deposits that are repayable on demand, such as in a Savings Account. NBFCs generally raise funds via term deposits and debentures; they do not offer a savings type account. 

• An NBFC is a company registered under the Companies Act, 1956 or Companies Act, 2013, involved in various financial activities like lending, investing in securities, leasing, and insurance.

Hence option 2nd is correct.