Explanation:

- Option 1: KCC scheme

- The Kisan Credit Card (KCC) scheme provides farmers with timely credit for their short-term needs, like buying seeds, fertilizers, and other crop production requirements. It helps farmers manage expenses during cultivation.

- Correct Answer

- Option 2: NABARD

- The National Bank for Agriculture and Rural Development (NABARD) is an apex development bank, which focuses on enhancing rural prosperity through credit, and does not directly provide short-term credit to farmers.

- Option 3: SHGs

- Self-Help Groups (SHGs) are informal associations of people who come together to address common problems, particularly in financial matters. They focus more on saving and credit facilities at the community level.

- Option 4: Cooperative credit societies

- These societies are member-driven organizations that provide financial services but their focus is broader and not limited to short-term agricultural credit.