Explanation:

- Cash Credit: A facility provided by banks where borrowers can withdraw money up to a certain limit even if they don't have a specific amount in their account. It's commonly used by businesses for short-term capital requirements.

- Overdraft: A facility that allows account holders to withdraw more than their current account balance. It's typically used to cover urgent or unexpected expenses.

- Loan and Advances: This refers to the various types of loans (both short-term and long-term) that commercial banks offer to individuals and businesses for various purposes, including personal use, purchasing assets, or financing operations.

- All of these: Commercial banks do offer all of the above services as they cater to different financial needs of businesses and individuals.

Answer: All of these