Explanation:

- Advance: An advance is usually a payment made ahead of its normal schedule, such as salary advances.

- Overdraft: This occurs when an account holder is allowed to withdraw money beyond what is deposited in their account. It is essentially a short-term loan extended by the bank to cover the shortage.

- Loan: A loan involves borrowing a set amount of money that must be repaid along with interest over a specific period.

- None of these: This option indicates that none of the above choices is correct. However, in this case, it doesn't apply.