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The ratio of total deposits that a commercial bank has to keep with the Reserve Bank of India is Called:
Statutory Liquid Ratio
Deposit Ratio
Cash Reserve Ratio
Legal Reserve Ratio
- Option 1: Statutory Liquid Ratio (SLR)
- It's the portion of a bank's net demand and time liabilities that must be maintained in liquid form, like cash, gold, or government securities.
- Option 2: Deposit Ratio
- This ratio usually refers to the proportion of a bank's deposits that are loaned out.
- Option 3: Cash Reserve Ratio (CRR)
- It's the percentage of a bank's total deposits that must be held as reserves in cash with the Reserve Bank of India.
- Option 4: Legal Reserve Ratio
- This is not a standard term commonly used in banking.
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