Explanation:

- Self-Help Groups (SHGs): SHGs are grassroots organizations, typically formed in rural areas to promote financial independence and empowerment through collective savings and small loans.

- Rural Households: SHGs are especially effective in rural communities, where access to formal banking services may be limited. They foster a culture of savings and financial responsibility.

- Urban Households: While SHGs can be found in urban areas, their primary focus and origin are in rural settings to address specific financial exclusion.

- Foreign Households: SHGs are not primarily designed for foreign households; they are tailored to local community needs, predominantly in rural areas.

- None of these: This option is inaccurate as SHGs do indeed target specific households.

- Correct Answer: Rural