Explanation:

- Micro credit program: These programs provide small loans to individuals, often through microfinance institutions, to promote entrepreneurship and alleviate poverty. However, they are not always organized as localized committees.

- Self help group (SHG): These are community-based financial intermediary committees, typically consisting of 10-20 local members. They promote savings and provide loans within the group, empowering communities financially.

- NABARD: The National Bank for Agriculture and Rural Development is an Indian development bank, but it is not a village-level financial intermediary committee.

- Banking system: This refers to structured financial institutions that offer a broad range of financial services, but not typically organized as small community groups like SHGs.